When to Hire a CFO: 7 Signals Your Business Has Outgrown DIY Finance HOME / WHEN TO HIRE A CFO Nobody hires a CFO too early. They hire one about six months after the moment it became obvious. The question is rarely whether a business will eventually need senior finance leadership. It is whether the […]
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Startup Runway Calculation: Gross Burn, Net Burn and Burn Multiple HOME / STARTUP RUNWAY CALCULATION Two founders can quote the same runway figure and be describing completely different situations. Runway looks like a simple division problem, and that is exactly why it gets misreported. The numerator, the denominator and the period you average over are […]
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Payroll Compliance Checklist for US Employers (2026 Update) HOME / PAYROLL COMPLIANCE CHECKLIST Payroll compliance is not difficult. It is just wide, and the wide parts are where US employers get caught. Most US employers handle federal payroll obligations reasonably well. The gaps appear at state level, in local ordinances, and in worker classification, where […]
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Remote Employee Payroll Taxes: The State Registration Trap HOME / REMOTE EMPLOYEE PAYROLL TAXES One remote hire in a new state can create obligations the business did not know existed until year end. Hiring across state lines is now routine for US startups. The payroll consequences are not. Registration, withholding and unemployment insurance obligations arrive […]
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How Much Does a Fractional CFO Cost in 2026? Real Pricing Ranges HOME / FRACTIONAL CFO COST Almost nobody publishes fractional CFO pricing. That silence is itself worth paying attention to. Ask five firms what they charge and four will say it depends. It does depend, but not so much that a range cannot be […]
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Month End Close Checklist: Close Your Books in 10 Days or Less HOME / MONTH END CLOSE CHECKLIST Finance teams do not close slowly because they lack people. They close slowly because nobody sequenced the work. Every business closes its books. Very few have written down the order in which it happens, which is why […]
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Board Reporting for Startups: What Investors Expect to See in 2026 HOME / BOARD REPORTING FOR STARTUPS Investors rarely say a board pack was weak. They just ask more questions, and the meeting runs long. Board reporting for startups is one of the few founder tasks with no formal template and very high stakes. Get […]
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13 Week Cash Flow Forecast: How to Build One That Works HOME / 13 WEEK CASH FLOW FORECAST Runway expressed in months is a comfort. Runway expressed in weeks is a decision-making tool. Most businesses know roughly how much cash they hold and roughly how long it lasts. Neither number survives contact with a delayed […]
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Chart of Accounts for Small Business: A Practical Setup Guide HOME / CHART OF ACCOUNTS Most small businesses inherit a chart of accounts from software defaults. Very few ever check whether it actually fits. A chart of accounts for small business gets built once, usually in the first week of trading, then quietly shapes every […]
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Fewer 1099 forms to file this year. But the 1099 threshold 2026 raises the cost of messy vendor records. Here is what to prepare.
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